Role:

To assist members with real estate loan applications and maintain real estate loan files.

Essential Functions & Responsibilities include but are not limited to:

• Reviews and evaluates information on real estate loan documents to determine if the loan conditions meet credit union and regulatory standards. Evaluates loan application for approval or denial and notifies member of decision.
• Prepares and requests required documentation that supports the loan decision (approval or denial).
• Maintains communication with members and third-party providers on loan status.
• Manages loan applications and files to ensure required dates are met.
• Contacts members listed on the delinquency report.
• Maintains loan files to include preparation of loan payoff and release of lien.
• Ensures timely and accurate payment of all property taxes and homeowners insurance on all real estate loans held by BVSCU.

Position Requirements:

• Minimum three years similar or related lending experience required.
• A high school education or GED required. Two year degree preferred.
• Serve as a Notary Public.
• Ability to analyze data for equitable resolutions.
• Proficient with problem solving and critical thinking skills.
• Ability to work regular full time hours.
• Ability to work on-site at designated location.
• Ability to communicate with courtesy, tact, and diplomacy and model exemplary member service.
• Proficiency in Microsoft Office software applications.      

Ergonomic Considerations:

• Must be able to sit and/or stand for extended periods of time (6 to 7 hours per day).
• Must be able to view a computer screen, use a keyboard to enter information, and manipulate a mouse.
• Job includes some repetitive hand/wrist motions.
• Ability to operate office machinery.
• Ability to lift up to 25 pounds.

This job description is not a comprehensive list of all activities, duties, and responsibilities of the position. Such requirements may be expanded or otherwise changed at any time as indicated by the operational needs of the credit union. Employees may also be required to assist colleagues with their job responsibilities from time to time.